/* assets/css/insurance.css
   Fully scoped to .insurance-page (safe).
   Modal uses #insModal so it stays stable even when JS moves it to <body>.
*/

.insurance-page{
  --i-card: rgba(255,255,255,0.86);
  --i-border: rgba(17,45,67,0.10);
  --i-shadow: 0 18px 55px rgba(0,0,0,0.10);
  --i-radius: 18px;
}

/* HERO */
.insurance-page .ins-hero{
  padding: 52px 0 22px;
  background:
    radial-gradient(900px 420px at 10% 12%, rgba(95,147,204,0.16), transparent 60%),
    radial-gradient(900px 420px at 90% 18%, rgba(17,45,67,0.12), transparent 55%);
}

.insurance-page .ins-hero__grid{
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 22px;
  align-items: start;
}

.insurance-page .ins-pill{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 12px;
  border-radius: 999px;
  background: rgba(95,147,204,0.14);
  border: 1px solid rgba(95,147,204,0.22);
  color: var(--color-primary);
  font-weight: 800;
  font-size: 0.86rem;
}

.insurance-page .ins-pill.small{
  font-size: 0.78rem;
  padding: 7px 10px;
}

.insurance-page .ins-hero h1{
  margin-top: 14px;
  font-size: clamp(1.8rem, 3.2vw, 2.6rem);
  line-height: 1.12;
  color: var(--color-primary);
  letter-spacing: -0.2px;
}

.insurance-page .ins-lead{
  margin-top: 12px;
  color: var(--color-muted);
  font-size: 1.02rem;
  max-width: 60ch;
}

.insurance-page .ins-hero__actions{
  display: flex;
  gap: 12px;
  margin-top: 18px;
  flex-wrap: wrap;
}

/* Buttons (TONAL + OUTLINED system) */
.insurance-page .ins-btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 18px;
  border-radius: 14px;
  font-weight: 800;
  border: 1px solid transparent;
  transition: transform .18s ease, filter .18s ease, background .18s ease, border-color .18s ease;
  user-select: none;
  text-decoration: none;
}

.insurance-page .ins-btn:active{ transform: translateY(1px); }

/* Tonal (Primary) */
.insurance-page .ins-btn--primary{
  background: rgba(95,147,204,0.18);
  border-color: rgba(95,147,204,0.30);
  color: #112D43;
  box-shadow: none;
}

.insurance-page .ins-btn--primary:hover{
  background: rgba(95,147,204,0.22);
  transform: translateY(-1px);
}

/* Outlined (Ghost) */
.insurance-page .ins-btn--ghost{
  background: transparent;
  border-color: rgba(95,147,204,0.55);
  color: #112D43;
  box-shadow: none;
}

.insurance-page .ins-btn--ghost:hover{
  background: rgba(95,147,204,0.12);
  transform: translateY(-1px);
}

.insurance-page .ins-badges{
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 10px;
  margin-top: 18px;
}

.insurance-page .ins-mini{
  background: rgba(255,255,255,0.72);
  border: 1px solid var(--i-border);
  border-radius: 16px;
  padding: 12px 12px;
  box-shadow: 0 10px 26px rgba(0,0,0,0.06);
}

.insurance-page .ins-mini strong{
  display: block;
  color: var(--color-primary);
  font-weight: 900;
}

.insurance-page .ins-mini span{
  color: var(--color-muted);
  font-size: .92rem;
}

.insurance-page .ins-disclaimer{
  margin-top: 14px;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: var(--color-muted);
  font-size: .92rem;
}

.insurance-page .ins-disclaimer i{
  color: var(--color-secondary);
  margin-top: 3px;
}

/* Right card */
.insurance-page .ins-hero__card{
  border-radius: 22px;
  border: 1px solid var(--i-border);
  background: rgba(255,255,255,0.84);
  box-shadow: var(--i-shadow);
  overflow: hidden;
  position: sticky;
  top: 92px;
}

.insurance-page .ins-card-top{
  padding: 16px;
  border-bottom: 1px solid rgba(17,45,67,0.08);
}

.insurance-page .ins-card-top h2{
  margin-top: 10px;
  color: var(--color-primary);
}

.insurance-page .ins-card-top p{
  margin-top: 6px;
  color: var(--color-muted);
}

.insurance-page .ins-card-body{
  padding: 16px;
}

.insurance-page .ins-step{
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 12px 12px;
  border-radius: 16px;
  border: 1px solid rgba(17,45,67,0.10);
  background: rgba(255,255,255,0.70);
  box-shadow: 0 10px 24px rgba(0,0,0,0.06);
}

.insurance-page .ins-step + .ins-step{ margin-top: 10px; }

.insurance-page .dot{
  width: 28px;
  height: 28px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  font-weight: 900;
  color: #fff;
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
}

.insurance-page .ins-step strong{ color: var(--color-primary); }
.insurance-page .ins-step span{ display:block; color: var(--color-muted); font-size: .9rem; margin-top: 2px; }

.insurance-page .ins-card-actions{
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 14px;
}

.insurance-page .ins-note{
  margin-top: 12px;
  color: var(--color-muted);
  font-size: .9rem;
}

/* Finder */
.insurance-page .ins-finder{ padding: 10px 0 22px; }
.insurance-page .ins-finder__head h2{ color: var(--color-primary); }
.insurance-page .ins-finder__head p{ margin-top: 6px; color: var(--color-muted); }

.insurance-page .ins-controls{
  margin-top: 14px;
  display: grid;
  gap: 12px;
}

.insurance-page .ins-search{
  position: relative;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 12px;
  border-radius: 16px;
  border: 1px solid rgba(17,45,67,0.12);
  background: rgba(255,255,255,0.78);
  box-shadow: 0 12px 30px rgba(0,0,0,0.06);
}

.insurance-page .ins-search i{ color: var(--color-secondary); }

.insurance-page .ins-search input{
  border: none;
  outline: none;
  background: transparent;
  width: 100%;
  font-size: 1rem;
  color: var(--color-text);
}

.insurance-page .ins-clear{
  border: 0;
  background: transparent;
  cursor: pointer;
  color: var(--color-muted);
  padding: 6px 8px;
  border-radius: 10px;
}

.insurance-page .ins-clear:hover{
  background: rgba(17,45,67,0.06);
}

.insurance-page .ins-tabs{
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.insurance-page .ins-tab{
  padding: 10px 12px;
  border-radius: 999px;
  border: 1px solid rgba(17,45,67,0.12);
  background: rgba(255,255,255,0.78);
  color: var(--color-primary);
  font-weight: 900;
  cursor: pointer;
  box-shadow: 0 10px 24px rgba(0,0,0,0.06);
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}

.insurance-page .ins-tab:hover{
  transform: translateY(-2px);
  box-shadow: 0 14px 34px rgba(0,0,0,0.09);
}

.insurance-page .ins-tab.is-active{
  border-color: rgba(95,147,204,0.45);
  box-shadow: 0 18px 42px rgba(95,147,204,0.14);
}

.insurance-page .ins-results{
  margin-top: 12px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.insurance-page .ins-count{
  color: var(--color-muted);
  font-weight: 700;
}

/* Plans grid */
.insurance-page .ins-grid{
  margin-top: 12px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 12px;
}

.insurance-page .ins-plan{
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 12px;
  align-items: center;
  padding: 14px 14px;
  border-radius: 18px;
  border: 1px solid rgba(17,45,67,0.10);
  background: rgba(255,255,255,0.80);
  box-shadow: 0 14px 36px rgba(0,0,0,0.07);
  transition: transform .2s ease, box-shadow .2s ease;
}

.insurance-page .ins-plan:hover{
  transform: translateY(-2px);
  box-shadow: 0 20px 55px rgba(0,0,0,0.10);
}

.insurance-page .ins-plan__icon{
  width: 44px;
  height: 44px;
  border-radius: 14px;
  background: rgba(95,147,204,0.18);
  border: 1px solid rgba(95,147,204,0.22);
  display: grid;
  place-items: center;
  color: var(--color-primary);
}

.insurance-page .ins-plan__meta h3{
  margin: 0;
  color: var(--color-primary);
  font-size: 1.02rem;
  line-height: 1.2;
}

.insurance-page .ins-plan__tag{
  margin-top: 6px;
  color: var(--color-muted);
  font-size: .9rem;
}

/* View details button (it's a <button>) */
.insurance-page .ins-link{
  color: var(--color-secondary);
  font-weight: 900;
  white-space: nowrap;
  background: transparent;
  border: 0;
  cursor: pointer;
  padding: 10px 12px;
  border-radius: 12px;
}

.insurance-page .ins-link:hover{
  background: rgba(95,147,204,0.12);
}

.insurance-page .ins-link i{ margin-left: 6px; }

/* Empty state */
.insurance-page .ins-empty{
  margin-top: 16px;
  border-radius: 22px;
  border: 1px solid rgba(17,45,67,0.10);
  background: rgba(255,255,255,0.80);
  box-shadow: var(--i-shadow);
  padding: 18px 18px;
  text-align: center;
}

.insurance-page .ins-empty__icon{
  font-size: 1.6rem;
  color: var(--color-secondary);
}

.insurance-page .ins-empty h3{
  margin-top: 8px;
  color: var(--color-primary);
}

.insurance-page .ins-empty p{
  margin-top: 6px;
  color: var(--color-muted);
}

.insurance-page .ins-empty__actions{
  margin-top: 12px;
  display: flex;
  gap: 10px;
  justify-content: center;
  flex-wrap: wrap;
}

/* Why + FAQ */
.insurance-page .ins-why{ padding: 8px 0 64px; }

.insurance-page .ins-why__grid{
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 18px;
  align-items: start;
}

.insurance-page .ins-why__card{
  border-radius: 22px;
  border: 1px solid rgba(17,45,67,0.10);
  background: rgba(255,255,255,0.82);
  box-shadow: var(--i-shadow);
  padding: 18px 18px;
}

.insurance-page .ins-why__card h2{ color: var(--color-primary); }
.insurance-page .ins-why__card p{ margin-top: 8px; color: var(--color-muted); }

.insurance-page .ins-why__list{
  margin-top: 14px;
  display: grid;
  gap: 10px;
}

.insurance-page .why-item{
  display: flex;
  gap: 10px;
  align-items: flex-start;
  padding: 12px 12px;
  border-radius: 16px;
  border: 1px solid rgba(17,45,67,0.10);
  background: rgba(255,255,255,0.70);
  box-shadow: 0 10px 24px rgba(0,0,0,0.06);
}

.insurance-page .why-item i{
  color: var(--color-secondary);
  margin-top: 3px;
}

.insurance-page .why-item strong{ color: var(--color-primary); }
.insurance-page .why-item span{ display:block; margin-top: 3px; color: var(--color-muted); font-size: .92rem; }

.insurance-page .ins-why__actions{
  margin-top: 14px;
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

/* FAQ */
.insurance-page .ins-faq{
  border-radius: 22px;
  border: 1px solid rgba(17,45,67,0.10);
  background: rgba(255,255,255,0.82);
  box-shadow: var(--i-shadow);
  padding: 18px 18px;
}

.insurance-page .ins-faq h2{ color: var(--color-primary); }

.insurance-page .faq-item{
  margin-top: 10px;
  border-radius: 16px;
  border: 1px solid rgba(17,45,67,0.10);
  background: rgba(255,255,255,0.70);
  overflow: hidden;
}

.insurance-page .faq-q{
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 10px;
  padding: 12px 12px;
  border: 0;
  background: transparent;
  cursor: pointer;
  font-weight: 900;
  color: var(--color-primary);
}

.insurance-page .faq-q i{
  color: var(--color-secondary);
  transition: transform .2s ease;
}

.insurance-page .faq-item.is-open .faq-q i{
  transform: rotate(180deg);
}

.insurance-page .faq-a{
  padding: 0 12px 12px;
  color: var(--color-muted);
  line-height: 1.65;
}

.insurance-page .faq-cta{
  margin-top: 12px;
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

/* reveal */
.insurance-page .reveal{
  opacity: 0;
  transform: translateY(14px);
  transition: opacity .55s ease, transform .55s ease;
}

.insurance-page .reveal.is-visible{
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce){
  .insurance-page .reveal{ opacity: 1; transform: none; transition: none; }
}

/* Responsive */
@media (max-width: 1100px){
  .insurance-page .ins-hero__grid{ grid-template-columns: 1fr; }
  .insurance-page .ins-hero__card{ position: relative; top: auto; }
  .insurance-page .ins-badges{ grid-template-columns: 1fr; }
  .insurance-page .ins-grid{ grid-template-columns: 1fr; }
  .insurance-page .ins-why__grid{ grid-template-columns: 1fr; }
}

@media (max-width: 768px){
  .insurance-page .ins-hero{ padding: 44px 0 18px; }
}

/* =========================
   MODAL (fixed, centered)
   Uses #insModal because JS moves modal to <body>.
========================= */

/* scroll lock class used by JS */
body.is-modal-open{
  overflow: hidden;
}

#insModal[hidden]{ display: none !important; }

#insModal{
  position: fixed;
  inset: 0;
  z-index: 2147483647;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 14px;
}

#insModal .ins-modal__backdrop{
  position: absolute;
  inset: 0;
  background: rgba(15,23,42,0.45);
}

#insModal .ins-modal__panel{
  width: min(720px, 100%);
  max-height: min(560px, 82vh);
  background: rgba(255,255,255,0.98);
  border-radius: 18px;
  border: 1px solid rgba(17,45,67,0.12);
  box-shadow: 0 22px 90px rgba(0,0,0,0.22);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

#insModal .ins-modal__head{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding: 14px 16px;
  border-bottom: 1px solid rgba(17,45,67,0.08);
  background: rgba(255,255,255,0.98);
}

#insModal .ins-modal__head h3{
  margin: 0;
  color: var(--color-primary);
  font-size: 1.05rem;
}

#insModal .ins-modal__close{
  width: 40px;
  height: 40px;
  border-radius: 12px;
  border: 1px solid rgba(17,45,67,0.10);
  background: rgba(255,255,255,0.90);
  cursor: pointer;
  display: grid;
  place-items: center;
}

#insModal .ins-modal__close:hover{
  background: rgba(95,147,204,0.10);
}

/* Body default: collapsed */
#insModal .ins-modal__body{
  padding: 14px 16px;
  color: var(--color-muted);
  line-height: 1.65;
  overflow: hidden;
  max-height: 170px; /* collapsed */
}

/* When modal expanded: JS adds inline styles; this is a safe fallback */
#insModal.is-expanded .ins-modal__body{
  overflow: auto;
}

/* FB-like toggle */
#insModal .ins-modal__toggleRow{
  padding: 0 16px 12px;
}

#insModal .ins-modal__toggleBtn{
  appearance: none;
  -webkit-appearance: none;
  border: 0;
  background: transparent;
  padding: 0;
  margin: 0;
  display: inline;
  width: auto;
  font-size: 13px;
  line-height: 1.2;
  font-weight: 700;
  color: #6b7280;
  cursor: pointer;
  text-decoration: none;
}

#insModal .ins-modal__toggleBtn::before{ content: "… "; }

#insModal .ins-modal__toggleBtn:hover,
#insModal .ins-modal__toggleBtn:focus{
  color: #374151;
  text-decoration: underline;
  outline: none;
}


/* Button styles inside modal (because modal is moved to <body>, outside .insurance-page) */
#insModal .ins-btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 18px;
  border-radius: 14px;
  font-weight: 800;
  border: 1px solid transparent;
  text-decoration: none;
  user-select: none;
  transition: transform .18s ease, filter .18s ease, background .18s ease, border-color .18s ease;
}

#insModal .ins-btn:active{ transform: translateY(1px); }

#insModal .ins-btn--primary{
  background: rgba(95,147,204,0.18);
  border-color: rgba(95,147,204,0.30);
  color: #112D43;
}

#insModal .ins-btn--primary:hover{
  background: rgba(95,147,204,0.22);
}

#insModal .ins-btn--ghost{
  background: transparent;
  border-color: rgba(95,147,204,0.55);
  color: #112D43;
}

#insModal .ins-btn--ghost:hover{
  background: rgba(95,147,204,0.12);
}

#insModal .ins-modal__actions{
  margin-top: auto;
  padding: 12px 16px 16px;
  border-top: 1px solid rgba(17,45,67,0.08);
  background: rgba(255,255,255,0.98);
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

#insModal .ins-modal__actions .ins-btn{
  width: 100%;
}

@media (min-width: 520px){
  #insModal .ins-modal__actions .ins-btn{
    width: auto;
  }
}

@media (max-width: 520px){
  #insModal{ padding: 10px; }
  #insModal .ins-modal__panel{ max-height: 86vh; }
}
/* =========================================================
   FIX: Modal "Category" + "... See more" overlap (mobile)
   - removes negative spacing
   - forces proper line breaks + spacing
   - FB-style inline "… See more" link
   Paste at END of insurance.css
========================================================= */

/* 1) Make modal content spacing consistent */
.insurance-page .ins-modal__body{
  padding-bottom: 8px !important;
}

.insurance-page .ins-modal__body p{
  margin: 0 0 10px !important;
  line-height: 1.6 !important;
}

/* Ensure "Category" paragraph has enough space before toggle */
.insurance-page .ins-modal__body p + p{
  margin-top: 6px !important;
}

/* 2) Toggle row must NOT pull upward (kills overlap) */
.insurance-page .ins-modal__toggleRow{
  margin-top: 0 !important;            /* overrides your -6px */
  padding: 6px 16px 12px !important;
  display: block !important;
  flex: 0 0 auto !important;
  clear: both !important;
}

/* 3) FB-style "… See more" link (NOT button-looking) */
.insurance-page #insModalToggleBtn,
.insurance-page .ins-modal__toggleBtn,
.insurance-page .ins-modal__toggle{
  appearance: none !important;
  -webkit-appearance: none !important;

  border: 0 !important;
  background: transparent !important;
  padding: 0 !important;
  margin: 0 !important;

  display: inline !important;
  width: auto !important;

  font-size: 13px !important;
  font-weight: 700 !important;
  line-height: 1.2 !important;
  color: #6b7280 !important;          /* subtle gray */
  cursor: pointer !important;
  text-decoration: none !important;
}

/* show ellipsis like Facebook */
.insurance-page #insModalToggleBtn::before,
.insurance-page .ins-modal__toggleBtn::before,
.insurance-page .ins-modal__toggle::before{
  content: "… " !important;
}

/* hover/focus */
.insurance-page #insModalToggleBtn:hover,
.insurance-page .ins-modal__toggleBtn:hover,
.insurance-page .ins-modal__toggle:hover,
.insurance-page #insModalToggleBtn:focus,
.insurance-page .ins-modal__toggleBtn:focus,
.insurance-page .ins-modal__toggle:focus{
  color: #374151 !important;
  text-decoration: underline !important;
  outline: none !important;
}

/* 4) Safety: prevent toggle row from being cramped by footer */
.insurance-page .ins-modal__actions{
  margin-top: 0 !important;
}
